Is cash still widely used?
Yes — entirely. Timor-Leste uses the US dollar as its official currency, which simplifies things for visitors. However, the country is almost entirely cash-based. Markets, guesthouses, local restaurants, and transport all require USD cash.
ATMs and withdrawing cash
ATMs are available in Dili but are limited and sometimes unreliable. BNU and ANZ Bank ATMs are the most reliable options.
- Fees are around $5 USD per withdrawal
- Withdraw enough cash in Dili before traveling to rural areas or the south coast
- ATMs outside the capital are very scarce
Card acceptance
Very limited. A small number of hotels and restaurants in Dili accept cards. Everywhere else requires cash.
Tips for travelers
- Bring USD cash as your primary means of payment
- Small denomination bills ($1, $5, $10) are essential for everyday transactions
- The country is very affordable — cash goes a long way
- Stock up on cash in Dili before any regional travel