Is cash still widely used?
Yes, widely. Albania remains predominantly cash-based. Local restaurants, guesthouses, transport, and markets across the country rely on lek. Tirana and coastal tourist areas like Sarandë and Vlorë have improving card acceptance but cash is still king.
ATMs and withdrawing cash
ATMs are available in Tirana and larger towns. Raiffeisen Bank and BKT machines accept foreign cards reliably.
- Fees are around 300 ALL per withdrawal for foreign cards
- Good availability in Tirana; limited in rural and mountain areas
- Withdraw cash in Tirana before heading to the Albanian Alps or remote areas
Card acceptance
Low to moderate. Tourist hotels and some restaurants in Tirana and coastal areas accept cards. Everywhere else requires lek in cash.
Tips for travelers
- Albania is one of Europe’s most affordable destinations
- Carry plenty of lek for rural travel, guesthouses, and local restaurants
- EUR is also widely accepted informally, especially on the coast
- Tipping is appreciated — 10% is becoming more common in tourist areas