Is cash still widely used?
Moderately. Tourist resorts and larger businesses in Basseterre accept cards. Local minibuses, smaller restaurants, village shops, and Nevis’s quieter economy rely predominantly on cash.
ATMs and withdrawing cash
ATMs are available in Basseterre and Charlestown (Nevis). St. Kitts-Nevis-Anguilla National Bank machines accept foreign cards.
- Fees are around $10 XCD per withdrawal
- Good availability in Basseterre; limited on Nevis
- Withdraw cash before heading to Nevis or rural areas
Card acceptance
Moderate. Tourist resorts and some businesses in Basseterre accept cards. Nevis and local businesses prefer cash.
Tips for travelers
- St. Kitts has a historic narrow-gauge railway perfect for scenic touring
- Nevis is quieter and more upscale — Alexander Hamilton’s birthplace
- USD is accepted alongside Eastern Caribbean dollars
- Tipping 10-15% is customary in tourist restaurants