Country guide

Cash usage in Somalia

Somalia is entirely cash-based with a unique mobile money ecosystem. Hormuud Telecom's EVC Plus mobile money is widely used locally, but foreign visitors rely entirely on USD cash.

Laas Geel cave paintings and Somali landscape

Photo by Abdulkadir Hiraabe (Pexels)

Last updated 2026-06-01

Currency
Somali shilling (SOS) / US dollar (USD)
Cash usage level
High
Avg. ATM fee
Not applicable
Card acceptance
None
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Is cash still widely used?

Cash is the only option for foreign visitors. Somalia’s banking system is largely informal. USD is the dominant currency for most significant transactions. Mobile money (EVC Plus) is used by locals but requires local registration.

ATMs and withdrawing cash

No functional ATM infrastructure for foreign cards. Bring all necessary USD cash.

Card acceptance

None for foreign visitors.

Tips for travelers

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