Country guide

Cash usage in Palau

Palau uses the US dollar and has reasonable card infrastructure for a Pacific island nation. Cards are accepted at dive resorts and tourist businesses, but cash is needed for local spending.

Rock Islands limestone formations and Jellyfish Lake in Palau

Photo by Ditras Family (Pexels)

Last updated 2026-06-01

Currency
US dollar (USD)
Cash usage level
Medium
Avg. ATM fee
~$5 USD
Card acceptance
Moderate
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Is cash still widely used?

Moderately. Palau’s dive resorts and tourist businesses accept cards reasonably well. Local restaurants, markets, and smaller businesses in Koror require cash. The Rock Islands and outer areas are cash-only.

ATMs and withdrawing cash

ATMs are available in Koror. NECO Marine and Bank of Hawaii machines accept foreign cards.

Card acceptance

Moderate. Dive operators and tourist hotels accept cards. Local businesses and excursion vendors prefer cash.

Tips for travelers

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