Is cash still widely used?
Yes, widely. Morocco’s medinas, souks, street food stalls, local taxis (petit taxis), and most small businesses operate entirely on cash. Tourist hotels in Marrakech, Fez, and Casablanca have reasonable card acceptance but dirham cash is essential for experiencing real Moroccan life.
ATMs and withdrawing cash
ATMs are available in cities and tourist areas. Attijariwafa Bank and BMCE Bank machines accept foreign cards.
- Fees are around 25 MAD per withdrawal for foreign cards
- Good availability in major cities; limited in rural areas and the Sahara
- The dirham is a controlled currency — exchange only at banks or official bureaux de change
Card acceptance
Low to moderate. Tourist hotels, some riads, and larger restaurants accept cards. Medina shops, souks, street food, and taxis require cash.
Tips for travelers
- Bargaining is expected in souks — always pay in cash
- The dirham cannot be exported — exchange remaining dirhams before leaving
- Tipping is important for guides, drivers, and riad staff
- Small dirham coins are essential for public toilets and small tips