Is cash still widely used?
Rarely. Monaco’s upscale establishments all accept cards seamlessly. Contactless payments are standard. Cash is occasionally useful for very small purchases or tips at casual venues.
ATMs and withdrawing cash
ATMs are available throughout Monaco. CIC and BNP Paribas machines are common.
- Fees for foreign non-EU cards are around 3 EUR per withdrawal
- Good availability despite Monaco’s small size
Card acceptance
Excellent. Visa, Mastercard, and American Express are accepted virtually everywhere. Monaco’s luxury establishments are among the most card-friendly in the world.
Tips for travelers
- Monaco is extraordinarily expensive — even a coffee can cost €5+
- Cards work everywhere including the casino (minimum buy-in applies)
- The Monte-Carlo Casino requires a dress code — plan accordingly
- Tipping is not mandatory but appreciated at higher-end establishments