Country guide

Cash usage in Marshall Islands

The Marshall Islands uses the US dollar and is primarily cash-based. Card infrastructure is very limited even in Majuro, and outer atolls are entirely cash-dependent.

Bikini Atoll coral reef and turquoise Pacific lagoon, Marshall Islands

Photo by 志斌 陈 (Pexels)

Last updated 2026-06-01

Currency
US dollar (USD)
Cash usage level
High
Avg. ATM fee
~$5 USD
Card acceptance
Very low
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Is cash still widely used?

Yes. The Marshall Islands uses USD but has very limited financial infrastructure. Card acceptance is essentially non-existent outside a handful of businesses in Majuro. All outer atoll spending requires USD cash.

ATMs and withdrawing cash

Limited ATMs are available in Majuro. Bank of Marshall Islands machines sometimes accept foreign cards.

Card acceptance

Very low. A small number of larger businesses in Majuro accept cards. Everywhere else requires USD cash.

Tips for travelers

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