Country guide

Cash usage in Luxembourg

Luxembourg has excellent card infrastructure. Cards are accepted almost everywhere in this small but wealthy country, making cash rarely necessary.

Luxembourg City old town and Adolphe Bridge over the Pétrusse valley

Photo by Ad Thiry (Pexels)

Last updated 2026-06-01

Currency
Euro (€)
Cash usage level
Low
Avg. ATM fee
~3 EUR
Card acceptance
Excellent
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Is cash still widely used?

Rarely. Luxembourg has excellent card acceptance across the country. As one of Europe’s wealthiest nations, its payment infrastructure is highly developed. Cash is occasionally preferred at smaller markets and older establishments.

ATMs and withdrawing cash

ATMs are widely available throughout Luxembourg City and larger towns. BGL BNP Paribas and Spuerkeess machines are common.

Card acceptance

Excellent. Visa and Mastercard are universally accepted. Contactless is standard.

Tips for travelers

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