Country guide

Cash usage in Kuwait

Kuwait has strong card infrastructure and is increasingly cashless. Cards work well across the country, though cash remains useful for smaller vendors and souqs.

Kuwait Towers and Gulf coastline in Kuwait City

Photo by Optical Chemist (Pexels)

Last updated 2026-06-01

Currency
Kuwaiti dinar (KWD)
Cash usage level
Low
Avg. ATM fee
~2 KWD
Card acceptance
Very good
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Is cash still widely used?

Less so. Kuwait has embraced card and digital payments widely. KNET (local debit network), Visa, and Mastercard are accepted at most businesses in Kuwait City and major shopping areas. Cashless transactions are the norm for most residents.

Traditional souqs and smaller independent shops still often prefer cash.

ATMs and withdrawing cash

ATMs are widely available. National Bank of Kuwait (NBK) and Kuwait Finance House ATMs accept foreign cards reliably.

Card acceptance

Very good. Visa and Mastercard are accepted at hotels, restaurants, malls, and most businesses. Some traditional markets and smaller shops prefer cash.

Tips for travelers

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