Country guide

Cash usage in Kosovo

Kosovo uses the euro and is predominantly cash-based. Card acceptance is limited outside Pristina, and cash is essential for most daily transactions.

Pristina city centre and Mother Teresa Boulevard, Kosovo

Photo by Sabina Kallari (Pexels)

Last updated 2026-06-01

Currency
Euro (€)
Cash usage level
High
Avg. ATM fee
~3 EUR
Card acceptance
Low
Advertisement
Display ad unit (AdSense / Journey)

Is cash still widely used?

Yes. Kosovo uses the euro but its payment infrastructure is limited. Outside a handful of modern restaurants and hotels in Pristina, cash is required for virtually all transactions β€” local restaurants, transport, markets, and guesthouses.

ATMs and withdrawing cash

ATMs are available in Pristina and larger towns. ProCredit Bank and Raiffeisen Bank Kosovo machines accept foreign cards.

Card acceptance

Low. Some modern cafes and hotels in Pristina accept cards. Everywhere else requires euro cash.

Tips for travelers

Advertisement
In-content ad unit (AdSense / Journey)