Country guide

Cash usage in Kiribati

Kiribati is entirely cash-based. Australian dollar cash is essential across this remote Pacific island nation, which has no card infrastructure outside South Tarawa.

Coral atoll and Pacific Ocean lagoon in Kiribati

Photo by εΏ—ζ–Œ ι™ˆ (Pexels)

Last updated 2026-06-01

Currency
Australian dollar (AUD)
Cash usage level
High
Avg. ATM fee
~$5 AUD
Card acceptance
Very low
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Is cash still widely used?

Cash is the only option outside South Tarawa. Kiribati uses the Australian dollar and is one of the world’s most remote and least-visited nations. There is essentially no card infrastructure on the outer islands.

ATMs and withdrawing cash

A limited number of ATMs exist in South Tarawa. ANZ Kiribati machines sometimes accept foreign cards.

Card acceptance

Very low. A small number of businesses in South Tarawa accept cards. All outer islands are cash-only.

Tips for travelers

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