Is cash still widely used?
Yes, surprisingly so for such a technologically advanced country. Many restaurants, izakayas, small shops, and even some taxis remain cash-only, and temples or shrines often only accept cash for offerings and souvenirs.
Contactless IC cards like Suica and Pasmo are extremely popular for trains, buses, and convenience stores, but they don’t replace cash for everyday spending across the board.
ATMs and withdrawing cash
7-Eleven (Seven Bank) ATMs are the most reliable option for foreign cards, available 24/7 in almost every neighborhood. Japan Post Bank ATMs are another good option.
- Seven Bank ATMs typically charge around 220 JPY per withdrawal for foreign cards
- Many regular bank ATMs in Japan still don’t accept international cards
- Withdraw larger amounts at once, since not every ATM will work with your card
Card acceptance
Visa and Mastercard are widely accepted at hotels, department stores, and chain restaurants in major cities. However, many smaller restaurants, markets, guesthouses, and rural businesses remain cash-only.
Tips for travelers
- Get a Suica or Pasmo IC card for trains, buses, and convenience store purchases
- Keep small coins handy for vending machines, lockers, and temple offerings
- Notify your bank before traveling, since card acceptance can be inconsistent
- Carry more cash than you might expect, even in Tokyo