Is cash still widely used?
Yes, outside resort zones. Montego Bay and Negril resort strips have good card acceptance. But route taxis, local jerk stands, markets, and most everyday Jamaican life runs on cash. USD is widely accepted throughout the island.
ATMs and withdrawing cash
ATMs are available in Kingston, Montego Bay, and tourist towns. NCB and Scotiabank Jamaica machines accept foreign cards.
- Fees are around 500 JMD per withdrawal for foreign cards
- Good availability in resort areas and Kingston
- More limited in rural parishes and the Blue Mountains
Card acceptance
Good at resorts and tourist restaurants. Local transport, markets, and street food require cash.
Tips for travelers
- USD is widely accepted — useful as a backup currency
- Always carry cash for local transport and authentic food spots
- Tipping 10-15% is expected — often added automatically at tourist restaurants
- Agree on taxi fares before getting in if not using a meter