Is cash still widely used?
Yes. Italy remains one of Western Europe’s most cash-dependent countries. Local trattorias, markets, smaller shops, taxis, and churches (for candles and donations) all run on cash. Even in Rome and Milan, many places have a cash preference.
Since 2023, Italian law requires businesses to accept cards for amounts over €30, but enforcement is inconsistent.
ATMs and withdrawing cash
ATMs (Bancomat) are widely available in cities and towns. UniCredit and Intesa Sanpaolo machines are the most widespread.
- Fees for foreign cards are typically around 3 EUR per withdrawal
- Avoid independent ATM machines in tourist areas — fees can be excessive
- Smaller villages may have only one ATM — check it accepts foreign cards
Card acceptance
Improving but uneven. Visa and Mastercard are accepted at most hotels, larger restaurants, and chains. Smaller trattorias, bars, and shops often prefer or require cash.
Tips for travelers
- Always carry €30-50 in cash for daily spending
- Many trattorias add a coperto (cover charge) — cash makes settling up easier
- Church entry and donations always require cash coins
- Markets like Porta Portese in Rome are entirely cash-based