Is cash still widely used?
Yes. Eswatini is predominantly cash-based outside Mbabane and Manzini. South African rand is accepted alongside the lilangeni at parity throughout the country, making it easy for visitors coming from South Africa.
ATMs and withdrawing cash
ATMs are available in Mbabane and Manzini. Standard Bank and First National Bank machines accept foreign cards.
- Fees are around 30 SZL per withdrawal for foreign cards
- Limited availability outside the two main cities
- South African rand can be used interchangeably
Card acceptance
Low to moderate. Some hotels and larger businesses in Mbabane accept cards. Markets and local businesses require cash.
Tips for travelers
- South African rand is accepted everywhere — very convenient for visitors from SA
- Eswatini is Africa’s last absolute monarchy
- Hlane Royal National Park has white rhino and elephant
- Tipping 10% is appreciated in tourist restaurants