Is cash still widely used?
Yes. Benin is predominantly cash-based. Markets, local transport, restaurants, and businesses across the country require CFA franc cash. Mobile money (MTN Mobile Money, Moov Money) is growing among locals but not easily accessible to foreign visitors.
ATMs and withdrawing cash
ATMs are available in Cotonou. Ecobank and BOA Bénin machines accept foreign cards.
- Fees are around 3,500 XOF per withdrawal for foreign cards
- Good availability in Cotonou; limited elsewhere
- Withdraw cash in Cotonou before visiting Ouidah or the north
Card acceptance
Low. Some hotels in Cotonou accept cards. Everywhere else requires cash.
Tips for travelers
- Benin is the birthplace of Voodoo — Ouidah has extraordinary voodoo heritage
- Ganvie lake village is one of Africa’s most unique settlements
- CFA franc is shared across 8 West African nations
- Tipping guides and drivers is appreciated