Is cash still widely used?
Moderately less so. Belgium has good card infrastructure, particularly in Brussels, Bruges, and Ghent. Bancontact (local debit system) is the dominant payment method. Some smaller businesses, market stalls, and traditional establishments still prefer cash.
ATMs and withdrawing cash
ATMs are widely available. BNP Paribas Fortis and KBC machines are common.
- Fees for foreign non-EU cards are around 3 EUR per withdrawal
- Good availability in cities and tourist areas
- Bruges and Ghent have ATMs conveniently located throughout
Card acceptance
Very good. Visa and Mastercard are broadly accepted. Bancontact is the local favourite but foreign cards work at most places. Contactless is widely available.
Tips for travelers
- Belgian chocolate shops and waffle stands sometimes prefer cash
- Weekend markets are predominantly cash-only
- Carry some euros for smaller cafes and local vendors
- Tipping is not mandatory but rounding up is appreciated